# Net Loans Flows

**Overview**

The Net Flows indicator goes over the inflows, outflows and debt netflows (borrows minus repayments) of the borrowing activity in the protocol.

**How can I use it?**

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Knowing the inflows, outflows, and netflows of the borrowing activity in a DeFi protocol can provide powerful insight into the borrower's activity. This one can help to assess the liquidity, borrower behavior and market trends. Moreover, by analyzing the inflows and outflows users are able to better understand the liquidity of the DeFi protocol, which is essential to ensuring its stability. In addition, the netflows shown in the indicator give an indication of whether borrowers are taking out loans or repaying them, which helps to gauge their behavior and the health of the protocol.


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